Automobile Financing Advice

Discussion in 'SRT Hellcat General Discussions' started by Mopar707, Nov 9, 2014.

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How Will You Be Paying For Your Hellcat

  1. Cash

    30.4%
  2. Financing less than 48 months

    17.4%
  3. Financing over 48 months

    47.8%
  4. I would take out 30 year home loan and live in it if they would let me

    4.3%
  1. Mopar707

    Mopar707 Silver Member

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    This article in the morning paper on car financing. Now who has a first allocation car coming they realize they can't afford that they will be turning over to me at MSRP, rather than listing in an E-bay auction? :)
     

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  2. hellcat1

    hellcat1 Gold Member

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    Nobody in there right mind, lol.. I hope your not serious thinking the people getting a car next week will give it to you for nothing..
     
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  3. Mopar707

    Mopar707 Silver Member

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    If they can't close the deal on their order when it arrives for lack of financing or whatever reason, the dealer can most likely keep their deposit and throw it up on E-bay themselves. I would bet some are banking on this so some buyers may find financing tough or trade-ins ridiculously low. (There is more than one to make way over MSRP type profit on a financing/trade-in deal.) Dealers usually like to make 5K on the new car sale and 5K on the trade-in.) These are just open ended things the dealer has to play with on anyone financing or looking to trade in a car. Most are not going to give firm financing or trade-in numbers until the car actually shows up. My offer at least would pay the person who ordered the car their deposit back! If they really can't afford it but can get temporary financing to close the deal hoping to flip it they are going to be out over 4K in sales taxes to get the car in their name, unless they are a dealer. They have to get 4K plus delivery paperwork charges plus E-bay charges just to break even.

    I would bet most dealers would not allow whoever ordered the car to request delivery to another person either. They would rather have the car as inventory if the deal is not closed and your deposit. Ka Ching!!!!!!
     
  4. hellcat1

    hellcat1 Gold Member

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    I don't think the dealer would order you car if they didn't think you could get bought, My dealer ran my credit before he sent the order in,, Now were just banging out little details..Im tring to shave off about sixty dollars off the payment.
     
  5. Dave

    Dave Rookie

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    I second that. As my dealer told me yesterday " If you can get financing on your SRT8 and have made your payments early or on time you should not have a problem getting approved."
     
  6. rayzazoo

    rayzazoo DRIVESRT.COM Gold Supporting Member

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    It would be nice to see the 0% 72 month or 60 month (e.g. $63,995) Chrysler loan approved on a Hellcat. It would sure beat the 4.4% 48 month ($63,995 + ~$5,900 interest) loan the article recommends considering the author only sees a car for just transportation/cost and nothing more.
     
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  7. hellcat1

    hellcat1 Gold Member

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    A 72 month loan on a hellcat is super doable, Even 84 months,,,,Thats a no brainer.. What about leasing and paying it down then finance after..
     
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  8. BossHawg

    BossHawg Senior Hellcat Member

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    84 months on a car loan is crazy...IMO unless you put a huge deposit down. But that's still 7 years of payments.
     
  9. jerry green

    jerry green Gold Member

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    ..84 months is how we are swinging it.Not smart but beats leasing...
     
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  10. hellcat1

    hellcat1 Gold Member

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    F the hellcat,,,, get the srt,, less then a second apart... a sneeze takes longer
     
  11. jerry green

    jerry green Gold Member

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    ...yea, 1 second is only 10-10 tenths...10 car lengths in a 1/4 mile...you would not feel bad getting beat just by a second...not.
     
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  12. hellcat1

    hellcat1 Gold Member

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    Really. 10 car lengths... I don't think the the hellcat is going to pull ten cars on a 2015 srt 392
     
  13. jerry green

    jerry green Gold Member

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    ..not to hijack this thread ( but we are ), yea, your right, 200 plus hp more would not make much difference in the same cars...:rolleyes:
     
  14. hellcat1

    hellcat1 Gold Member

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    I still don't think it's going to pull ten cars
     
  15. BossHawg

    BossHawg Senior Hellcat Member

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    tenths matter in drag racing..you'd be amazed at the actual distance of a few tenths off
     

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