Current Interest rates and terms

Discussion in 'SRT Hellcat Purchasing' started by zigga, Dec 7, 2015.

  1. zigga

    zigga Hellcat Member

    Joined:
    Nov 13, 2015
    Messages:
    49
    Likes Received:
    5
    Trophy Points:
    8
    Vehicle:
    Challenger SRT Hellcat
    As the looming interest rates at the Fed will be mostly rising, I was wondering if anyone is currently in talks with their bank / loan company and what you are seeing. I am hoping to get a 72 month term, as that is what I got last year for a used truck. I also have good strong credit, and hope to get 4.5% or less. Wondering what you all got in the last month or so.
     
  2. Tazman

    Tazman Silver Member

    Joined:
    Mar 27, 2015
    Messages:
    699
    Likes Received:
    226
    Trophy Points:
    153
    Location:
    Northern Nevada
    Vehicle:
    Challenger SRT Hellcat
    My credit union still does 2.99%, so I'm hoping I can lock that in before my car arrives. Can only lock it in for 45 days though.
     
  3. CubeMan

    CubeMan Tri-State Overlord

    Joined:
    Dec 31, 2014
    Messages:
    2,012
    Likes Received:
    487
    Trophy Points:
    403
    Location:
    Westchester
    Vehicle:
    Challenger SRT Hellcat
    2.49% with my credit union after applied 0.25% deduction for direct withdraw from my checkings
     
  4. Kado

    Kado Silver Member

    Joined:
    Dec 8, 2014
    Messages:
    141
    Likes Received:
    62
    Trophy Points:
    178
    Vehicle:
    Challenger SRT Hellcat
    2.75 from BoA
     
  5. Bane

    Bane Silver Member

    Joined:
    Sep 19, 2014
    Messages:
    278
    Likes Received:
    70
    Trophy Points:
    138
    Location:
    Maryland
    Vehicle:
    Challenger SRT Hellcat
    Just did the deal on Saturday, 2.09% for 72 months. Funny thing, that is from the dealer going through my credit union. When I went in to the credit union they said it would be 2.59%. Dealer has some sort of deal where they can get lower interest rates for bringing them business. Crazy.
     
  6. William Shookman III

    William Shookman III Hellcat Member

    Joined:
    Dec 14, 2014
    Messages:
    53
    Likes Received:
    14
    Trophy Points:
    8
    Location:
    North Carolina
    Vehicle:
    Challenger SRT Hellcat
    2.69% for 84 months at a credit union
     
  7. waiting for mine

    waiting for mine 10/30/15 DELIVERED ON DEVILS NIGHT

    Joined:
    Jul 24, 2015
    Messages:
    310
    Likes Received:
    112
    Trophy Points:
    153
    Location:
    Michigan
    Vehicle:
    Challenger SRT Hellcat
    1.99 % for 72 months at DFCU Dearborn federal credit union here in Michigan
     
  8. CharlieS

    CharlieS Silver Member

    Joined:
    May 27, 2015
    Messages:
    132
    Likes Received:
    55
    Trophy Points:
    178
    Vehicle:
    Challenger SRT Hellcat
    I just got 1.69% for 60 months last week. TD Auto Finance.
     
    • Like Like x 1
  9. Deputydog

    Deputydog Gold Member

    Joined:
    Nov 2, 2014
    Messages:
    1,002
    Likes Received:
    261
    Trophy Points:
    218
    Location:
    Spokane, Washington
    Vehicle:
    Challenger SRT Hellcat
    2.24% for 84 months at my credit union.
     
  10. 00ws6ta

    00ws6ta Rookie

    Joined:
    Aug 27, 2015
    Messages:
    28
    Likes Received:
    10
    Trophy Points:
    3
    Vehicle:
    Challenger SRT Hellcat
    1.75 for 84 months...Community Financial in Canton, MI.
     
  11. 7777.775

    7777.775 Guest

    Joined:
    Nov 25, 2014
    Messages:
    3,170
    Likes Received:
    1,459
    Trophy Points:
    768
    Vehicle:
    Challenger SRT Hellcat
    1.75 for 72 months. Xceed FCU.
     
  12. Tazman

    Tazman Silver Member

    Joined:
    Mar 27, 2015
    Messages:
    699
    Likes Received:
    226
    Trophy Points:
    153
    Location:
    Northern Nevada
    Vehicle:
    Challenger SRT Hellcat
    Here's USAA's rates, which I'll probably go with since they're lower than my credit union:

    usaa.jpg
     
    • Like Like x 2
  13. lilred7879

    lilred7879 Senior Hellcat Member

    Joined:
    Oct 20, 2015
    Messages:
    95
    Likes Received:
    55
    Trophy Points:
    58
    Vehicle:
    Charger SRT Hellcat
    I walked in with a check from my Credit Union (121 Financial) at 1.99% - the dealer asked if they could be beat it would I use their financing I said go for it. - JPMorgan Chase @ 1.74% is what I ended up at
     
  14. Puffy

    Puffy Gold Member

    Joined:
    Jan 23, 2015
    Messages:
    1,117
    Likes Received:
    460
    Trophy Points:
    258
    Location:
    Hanover, Maryland
    Vehicle:
    Charger SRT Hellcat
    Thought I did great with my 2.5 at 72 months (excellent great). Jealous of all those 1.6 and 1.7 rates.
     
  15. CrewDoggie

    CrewDoggie Gold Member

    Joined:
    Dec 1, 2015
    Messages:
    135
    Likes Received:
    66
    Trophy Points:
    278
    Location:
    Tehachapi Ca.
    Vehicle:
    Challenger SRT Hellcat
    Just Financed mine 1 week ago. 2.99% for 84 months Bank of the West and 90 days out first payment
     

Share This Page

Search tags for this page

current hellcat interest rates