Current Interest rates and terms

Discussion in 'SRT Hellcat Purchasing' started by zigga, Dec 7, 2015.

  1. zigga

    zigga Hellcat Member

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    As the looming interest rates at the Fed will be mostly rising, I was wondering if anyone is currently in talks with their bank / loan company and what you are seeing. I am hoping to get a 72 month term, as that is what I got last year for a used truck. I also have good strong credit, and hope to get 4.5% or less. Wondering what you all got in the last month or so.
     
  2. Tazman

    Tazman Silver Member

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    My credit union still does 2.99%, so I'm hoping I can lock that in before my car arrives. Can only lock it in for 45 days though.
     
  3. CubeMan

    CubeMan Tri-State Overlord

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    2.49% with my credit union after applied 0.25% deduction for direct withdraw from my checkings
     
  4. Kado

    Kado Silver Member

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    2.75 from BoA
     
  5. Bane

    Bane Silver Member

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    Just did the deal on Saturday, 2.09% for 72 months. Funny thing, that is from the dealer going through my credit union. When I went in to the credit union they said it would be 2.59%. Dealer has some sort of deal where they can get lower interest rates for bringing them business. Crazy.
     
  6. William Shookman III

    William Shookman III Hellcat Member

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    2.69% for 84 months at a credit union
     
  7. waiting for mine

    waiting for mine 10/30/15 DELIVERED ON DEVILS NIGHT

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    1.99 % for 72 months at DFCU Dearborn federal credit union here in Michigan
     
  8. CharlieS

    CharlieS Silver Member

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    I just got 1.69% for 60 months last week. TD Auto Finance.
     
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  9. Deputydog

    Deputydog Gold Member

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    2.24% for 84 months at my credit union.
     
  10. 00ws6ta

    00ws6ta Rookie

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    1.75 for 84 months...Community Financial in Canton, MI.
     
  11. solo7777

    solo7777 SRT Terminator Hellcat Car Club Western Regional President HCC Charter Member

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    1.75 for 72 months. Xceed FCU.
     
  12. Tazman

    Tazman Silver Member

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    Here's USAA's rates, which I'll probably go with since they're lower than my credit union:

    usaa.jpg
     
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  13. lilred7879

    lilred7879 Hellcat Member

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    I walked in with a check from my Credit Union (121 Financial) at 1.99% - the dealer asked if they could be beat it would I use their financing I said go for it. - JPMorgan Chase @ 1.74% is what I ended up at
     
  14. Puffy

    Puffy Gold Member

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    Thought I did great with my 2.5 at 72 months (excellent great). Jealous of all those 1.6 and 1.7 rates.
     
  15. CrewDoggie

    CrewDoggie Gold Member

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    Just Financed mine 1 week ago. 2.99% for 84 months Bank of the West and 90 days out first payment
     

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