Financing/Rates/Terms?

Discussion in 'SRT Hellcat Purchasing' started by Hellcathopefull, Jul 10, 2015.

  1. Hellcathopefull

    Hellcathopefull Hellcat Member

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    What are you guys seeing out there? Rates along with life of loan... I normally purchase everything through GM and use there spiffs (0% etc). From what I'm hearing a lot of people are shopping out side of the dealer to find more a more competitive APR along with terms.

    Thanks
     
  2. CubeMan

    CubeMan Tri-State Overlord

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    2.49% with Hudson valley federal credit union, 84 months with a 0.25% discount for taking out auto payments making it 2.24%, 66k loan
     
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  3. Hellcathopefull

    Hellcathopefull Hellcat Member

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    That's great information. Thank you. Never had to look into or shop rates. New experience for me.

    Appreciate it.
     
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  4. CubeMan

    CubeMan Tri-State Overlord

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    Banks and CU's are loaning, time to go in. Anything under 3% is a steal right now, people have been getting some high 1.75-1.99 rates also.
     
  5. Hellcathopefull

    Hellcathopefull Hellcat Member

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    1.7-1.9% on 84mnths? Or is that 60-72mnths and less?
     
  6. CubeMan

    CubeMan Tri-State Overlord

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    72months or less
     
  7. FLEX

    FLEX Gold Member

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    2.49% over 60 months from my bank.

    Open loan. I can make additional payments anytime I want and only pay interest on the balance.
     
  8. soundman5000

    soundman5000 Silver Member

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    2.29% X 75 months, Wells Fargo Dealer Services on 6/30/2015:)
     
  9. soundman5000

    soundman5000 Silver Member

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    Is that an old rate? I just purchased my car last week and was looking for a good rate @ 84 months and was unable to find that as my rate doubled going over 75 months. if I could get 2.24% x 84 month I want to refi so I called today The rate I was given today for new car purchase 7/10/2015 @ Hudson credit union.

    66 month 2.74% or 2.49% with discount
    72 month 3.09% or 2.84% with discount
    84 month 4.09% or 3.84% with discount

    Was your rate via a dealer? That may make a difference vs going direct? Or rates may be going up? If so time to buy that Hellcat!
     
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  10. CubeMan

    CubeMan Tri-State Overlord

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    I got that rate only a couple of months ago when they were pushing the 2.49% deals and 2% CD's
     
  11. Ponycarkilla

    Ponycarkilla Silver Member

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    2.74% 72 months US Bank.
     
  12. Deputydog

    Deputydog Gold Member

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  13. Hellcathopefull

    Hellcathopefull Hellcat Member

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    Wow. Great rate.

    Thanks for the lead and info guys.
     
  14. Profezzor X

    Profezzor X Silver Member

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    Subscribed... Good info guys/girls.
     
  15. EOD HELLCAT

    EOD HELLCAT Silver Member

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    Just signed the paperwork and financing for my Cat :) my rate was 2.25, car should be here on the 20th.
     
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