Holding off on my cat.

Discussion in 'Dodge Charger SRT Hellcat' started by Mayne318, Feb 23, 2015.

  1. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat
    I recently got married and I was expecting to buy a house until next year and it's really nice for a first home purchase. I was hoping that my cat would arrive around the same time I close on the house that way I could get the the same day. I know my credit will take a slight hit when I close on the house and I don't want to have a high interest on the hellcat. If that's the case I will hold off til next year but as of now the house is my priority
     
    • Like Like x 2
    • Agree Agree x 1
  2. Carnage

    Carnage SRT Hellcat Supercharged Moderator Staff Member Hellcat Car Club Gold Supporting Member HCC Charter Member

    Joined:
    Sep 21, 2014
    Messages:
    12,108
    Likes Received:
    3,265
    Trophy Points:
    823
    Location:
    Houston, TX
    Vehicle:
    Challenger SRT Hellcat
    Well house mortgage is a 4 out of 4 star credit rating. Should boost your score after a slight hit over time as long as monthly payments are met and on time. Congratulations on your new marriage!!!
     
    • Like Like x 2
    • Agree Agree x 2
  3. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat
    Thanks.
    That's why I plan to hold off and let my score go back up some then get the cat a nice garage anyway
     
    Last edited: Feb 24, 2015
    • Like Like x 2
  4. Ohiotj

    Ohiotj Silver Member

    Joined:
    Nov 29, 2014
    Messages:
    358
    Likes Received:
    115
    Trophy Points:
    193
    Vehicle:
    Challenger SRT Hellcat
    It takes a little time before either would hit your credit. Buy within a few days and neither bank would know.
     
    • Agree Agree x 2
  5. hellcat1

    hellcat1 Gold Member

    Joined:
    Sep 27, 2014
    Messages:
    10,668
    Likes Received:
    2,026
    Trophy Points:
    778
    Location:
    Michigan
    Vehicle:
    Challenger SRT Hellcat
    A few years back I did the same thing ,I was buying a new house, and the dealer was calling me asking when I want to pick it up,I told her after I close on the house,, last day of the month I closed on the house,, as I was leaving the mortgage company she called, told her to run the numbers, signed for the house and car in the same day,,,
     
    • Like Like x 3
  6. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat

    I was hoping to do that but I will get the house long before my hellcat it's delivered.
     
  7. hellcat1

    hellcat1 Gold Member

    Joined:
    Sep 27, 2014
    Messages:
    10,668
    Likes Received:
    2,026
    Trophy Points:
    778
    Location:
    Michigan
    Vehicle:
    Challenger SRT Hellcat
    Maybe you can find one on the lot somewhere
     
  8. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat
    I have one reserved with Bob Frederick already
     
  9. PhantomWorks

    PhantomWorks Silver Member

    Joined:
    Feb 10, 2015
    Messages:
    543
    Likes Received:
    179
    Trophy Points:
    153
    Location:
    Florida
    Vehicle:
    Charger SRT Hellcat
    Credit score of 720 or higher gets you the same interest. I am really not sure you would take that much of a hit, but as long as it does not fall below a 720 you get the best rate available!
     
  10. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat
    I'm at 724 now
     
  11. shaystoy

    shaystoy Silver Member

    Joined:
    Feb 12, 2015
    Messages:
    218
    Likes Received:
    59
    Trophy Points:
    178
    Location:
    Spring, TX
    Vehicle:
    Charger SRT Hellcat
    May not effect your credit score much but watch out for the debt/income ratio once you purchase the house.
     
  12. B5 Blue

    B5 Blue Platinum Member

    Joined:
    Jan 5, 2015
    Messages:
    6,857
    Likes Received:
    1,742
    Trophy Points:
    1,178
    Location:
    Michigan
    Vehicle:
    Charger SRT Hellcat
    House is over rated. Wife can have the whole back seat for a bed, you have tunes and can play movies on the big screen. Throw a cooler, portable grille and a Coleman stove in the trunk and a pup tent in case and your stylin!
     
    • Agree Agree x 1
    • Funny Funny x 1
  13. PhantomWorks

    PhantomWorks Silver Member

    Joined:
    Feb 10, 2015
    Messages:
    543
    Likes Received:
    179
    Trophy Points:
    153
    Location:
    Florida
    Vehicle:
    Charger SRT Hellcat
    Agreed! Debt to income needs to be guarded until you buy the house! 724! Damn! Here's some salt...
     
  14. Mayne318

    Mayne318 Senior Hellcat Member

    Joined:
    Oct 10, 2014
    Messages:
    216
    Likes Received:
    55
    Trophy Points:
    58
    Location:
    San Antonio tx
    Vehicle:
    Charger SRT Hellcat
    lol the wife said I can"t get anything else. she said I should get a bmw audi or benz instead of a dodge I told her dodge is owned by fiat which owns a lot of big name European companies plus I cant get this type of performance from 70k benz or bmw
     
  15. huggytree

    huggytree Gold Member

    Joined:
    Nov 22, 2014
    Messages:
    3,086
    Likes Received:
    729
    Trophy Points:
    458
    Vehicle:
    Challenger SRT Hellcat
    is a 1% difference going to make a big deal? whats the % going to go up?

    interest rates are super low right now....i wouldnt let it effect your car.....l wouldnt cancel the order.....when its finally being built check on where the % will be and decide then....your order may never get filled if your far enough back
     

Share This Page