Track Insurance?

Discussion in 'General Automotive Discussion' started by ppowell1983, Jan 21, 2016.

  1. ppowell1983

    ppowell1983 BANNED Gold Supporting Member

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    As it gets warmer out I was half way contemplating taking my cat to the drag strip to see what it could do, but as an inexperienced driver that has only been to the strip once in a 240HP pontiac I don't want to take any chances that I crash my cat and then I'm out $73,000 for a new one. Anyway, whats the best way to buy insurance for a drag race event?
     
  2. Top Cat

    Top Cat Gold Member Hellcat Car Club Fastest Cat/Record Holder HCC Charter Member

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    It's not cheap, we insure both of our real race cars for 100K ea and the prem is 8K for the season, if still interested I can give you the agents number.
    TC
     
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  3. TNCHARGER

    TNCHARGER SRT Hellcat Supporter Gold Supporting Member

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    I contacted several insurance companies that insure for the track. They would only insure for sanctioned events which didn't include street car days at the track or the Modern Street Hemi Shootout I race in every year. Top Cat can you PM your agents number to me?
     
  4. rw99

    rw99 Silver Member

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    Did you try Lockton? They're popular for road course track events; not sure about dragstrip days.


    Rich

    Edit: but honestly, just get the heck out of the throttle if the run gets askew.
     
  5. Senderofan

    Senderofan Track in, Apex, Track out and Repeat! Hellcat Car Club Gold Supporting Member HCC Charter Member

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    I use Lockton for my HPDE road course days. Very easy to set up coverage......but I've only seen road course events listed on line. Perhaps you might write them or give them a call?
     
  6. BLK_MAGIC

    BLK_MAGIC Silver Member

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    Can you just buy it for one event?
     
  7. BULL

    BULL ________173.7mph_______ ___2016 Colorado Mile___ Gold Supporting Member

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    This is my thoughts exactly, however, have you seen the number of videos on Youtube where something goes wrong...

    ...they seemingly "shutdown"...


    and then still manage to drive nearly 90deg into the retaining wall...

    I'd like to think that would never be me, but damn, so many people seem to do just that, it makes you wonder, can there really be that many bad drivers that go to the drag races???
     
  8. TNCHARGER

    TNCHARGER SRT Hellcat Supporter Gold Supporting Member

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    I spoke with them and no go for drag race.
     
  9. BD2DBONE

    BD2DBONE Silver Member

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    I have a buddy who sells these. You can do it for an event. You can buy multiple etc.
     
  10. BLK_MAGIC

    BLK_MAGIC Silver Member

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    Does your buddy sell ones for drag races?
     
  11. TrackDay

    TrackDay Gold Member

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    What's a sample price for insurance at a HPDE?
     
  12. Senderofan

    Senderofan Track in, Apex, Track out and Repeat! Hellcat Car Club Gold Supporting Member HCC Charter Member

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    I can tell you what it runs with my Boss....not the HC ( Has not arrived home yet...much less been up to the track.) For my Boss, the agreed value of that vehicle and all its mods is $50K. For a single day, with 90% of agreed value ( Paid if vehicle is totaled) with two different drivers and all taxes and fees applied runs about $310. You'll want to research what your regular policy covers. I've heard that several carriers stop their coverage at the gates of the track, both entering and leaving for the day.

    I've had the misfortune of being at my local track when two guys totaled their cars....on the same HPDE day. One was a young guy with a brand new WRX and the other a modified Supra Turbo. Mr. Supra had to be cut out of the vehicle and spent time in the hospital. Also, my brother in law was hit in the rear quarter panel by a gal driving one of the tracks Spec race cars.....luckily no injuries resulted. As a result of those crashes.....we don't bat an eye at paying for the coverage.

    After my first policy, Lockton saved all of my information regarding my Boss. I simply need to update any additional mods, mileage and pick the date / event I'm attending and I can have a policy in five minutes or less.
     
    Last edited: Jan 23, 2016
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  13. BD2DBONE

    BD2DBONE Silver Member

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    Monday I will check and report back.
     
  14. TrackDay

    TrackDay Gold Member

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    Thanks, I have also seen some bad accidents on track. I'll consider it this year. I'm not driving a used $10k car anymore.
     
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  15. BLK_MAGIC

    BLK_MAGIC Silver Member

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    OK, keep me posted.
     

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