You just want to make sure it’s an FCA backed warranty. All other third party plans are a rip-off IMO.
Second that. When I bought my 03 Silverado I added the Xwarranty. The salesman tried really hard to get me to buy the third party warranty, it was about 35% cheaper, but I went for the GM. Two years later, the 3rd party was defunct.
I had xwarr's on my Silverado and GTO, never made any
use of them, unlikely that I would ever buy another. After 3y, you are probably past infant mortality. You are the only owner and treated it like your precious puppy. Xwarr's don't help much on the minor stuff considering the deductable, you only really need it for the big things. Now, what are those "big" things? Maybe the SC? Brand new from mopardiscounts.com they are $4213.
2018-2020 Dodge Supercharger 68373302AH
Xwarr's are insurance, they reduce risk for a price and they make a substantial profit on it, which is why many large companies choose to "self insure". If you are a person that does not have the time or skills to analyze the situation and are not willing to put forth the effort to seek the economical solution to a problem, then the xwarr might be a good option. But if you have the time and skills to pinpoint the problem, order parts from discount.com, and patience to do it yourself or have a local tech do it, you are waaay better off without xwarr.
Simply a decision, it is worth it for you.
Also, if you mod, there is no sense in an xwarr.