[Quasar Z]

A cashiers check from the bank itself (as the payer) would be safe. A cashiers check from a private party can be cancelled by the private party prior to being deposited into an account. I have sold a lot of cars and will only accept a cashiers check if the buyer is patient enough to wait for me to send them the title once the check clears. They get the car and a bill of sale while we wait for the check to clear. Wire transfer is the safest option.

 

[Quasar Z]

Have you ever cancelled a cashiers check? I have when the car I went to look at was not what I thought it would be. I was not required to re-deposit the funds. Also, if it is as good as cash why does it take 2-3 days for the funds appear in your account after depositing the check?

 

[Quasar Z]

Also from Google:

As to whether a cashier's check can be canceled, the answer is yes, but it may take some work. So, it's good to be as careful as possible when handling checks of any sort. If you simply change your mind and don't need the cashier's check anymore, your bank can explain how to get that money back in your account.

The point here is why take the risk? I have bought and sold over a hundred cars and it simply isn’t worth the risk to me. If you come with a cashiers check, you will get the title when the check clears.If you show up with cash, you get the title right there and I deposit the cash and can use it immediately if I care to. Same with a wire transfer.

 

[Quasar Z]

I didn’t mean to hurt your feelings. You are killing yourself to try to prove you are right when this is very subjective and everyone has their own comfort level.