[6lbSsFt]

Your logic is flawed.. let’s use this logic.
you pay said amount of dollars a month or a year for insurance. You have not one claim. I paid for that windshield carrying comprehensive 30x over. I carry insurance and pay the highest premiums so if something happens I’m able to make a claim. So how is it fraud whether you say a rock hit or or use honesty and tell them what you did. You are still entitled to make a claim.

 

[Jimmy N.]

I also pay insurance on my cars, with high limits, and haven't made a claim in a long time (got run into when parked).

Obviously that means I'm paying for other people, those who make claims. That's just how the system works and doesn't mean I feel entitled to anything. And frankly, much like with warranties, if there's any chance I can handle it myself, I do.

Anyway, if that windshield looks like a rock hit it (which I doubt), and you say that's what happened, that's fraud.
Maybe insurance covers self inflicted damage, too. That I wouldn't know, not having made such claims. But if it does, why on earth lie about the cause??

 

[zaimer]

In all seriousness this is what the remote start is for. Start the car for 10 min and let the defroster do its job……

A Hellcat should be parked in a garage.

 

[Boosted5.7]

I don't understand why I get all the hate. I've never really taken chemistry so I don't know about this chemical change and all. So insurance will cover rock damage? I didn't know that.

 

[6lbSsFt]

I also pay insurance on my cars, with high limits, and haven't made a claim in a long time (got run into when parked).

Obviously that means I'm paying for other people, those who make claims. That's just how the system works and doesn't mean I feel entitled to anything. And frankly, much like with warranties, if there's any chance I can handle it myself, I do.

Anyway, if that windshield looks like a rock hit it (which I doubt), and you say that's what happened, that's fraud.
Maybe insurance covers self inflicted damage, too. That I wouldn't know, not having made such claims. But if it does, why on earth lie about the cause??

I clearly ruffled some feathers here by saying a rock hit the windshield so fine just tell them the truth.. you are acting like the car was lit on fire intentionally and saying it just burst into flames. That’s fraud, regardless you pay for incidentals that is the point of insurance. Lol, so you pay for a warranty or a warranty that is supplied by the manufacturer and if something happens to your car that would be covered under warranty you fix it yourself on your own dime? Why… That makes no sense.
let’s take it one step further… you drive to a store and think you locked your car. Or had a brain fart and forgot to lock it. You come out of that store and your car is gone. Assuming you pay for theft are you telling me that you would say to the insurance company “hey don’t worry about it, it was my fault and I thought I locked the car that’s why it got stolen so I’ll gladly not make the claim and pay the rest of the car note myself” I’m having a hard time understanding your thought process.

 

[6lbSsFt]

I don't understand why I get all the hate. I've never really taken chemistry so I don't know about this chemical change and all. So insurance will cover rock damage? I didn't know that.

Just make the claim you pay for it, that is the whole point of insurance.

 

[Rockster]

Guessing you guys have never heard of heated windshield wiper fluid. I know the Germans loved this on their cars. There's a difference between pouring a lot of boiling water, and using a reasonable amount of hot water to loosen the ice.

Had an opportunity to fit heated washer nozzles to one of my German sports cars. Ended up not installing them. But I learned the heated nozzles don't heat the fluid but heat the nozzles which can freeze. The bit of heat imparted to the fluid as it rushes through the tiny nozzle orifice isn't sufficient to clear any snow/ice from the windshield. The washer fluid contains (or should contain) a de-icer fluid which helps melt the snow/ice.

 

[MJS73]

🤣 seriously? I hope you’re joking. They make enough money I pay enough. Rock hit it all day. 👍🏼

I could use the same logic to rob you.

 

[SuperSound]

Had an opportunity to fit heated washer nozzles to one of my German sports cars. Ended up not installing them. But I learned the heated nozzles don't heat the fluid but heat the nozzles which can freeze. The bit of heat imparted to the fluid as it rushes through the tiny nozzle orifice isn't sufficient to clear any snow/ice from the windshield. The washer fluid contains (or should contain) a de-icer fluid which helps melt the snow/ice.

Yea they have heated blades too, but there are actual heated wiper fluid units as well. Found a recall on some GM units that could catch fire. Lincoln apparently has it on some Aviators. Always been something high end cars only get.

Some people are over reacting in this thread is what I was trying to get at. Meanwhile the tech has been in use for decades. But its not the same as dumping a whole bucket of 200 degree water on your windshield either.

 

[Jimmy N.]

Lol, so you pay for a warranty or a warranty that is supplied by the manufacturer and if something happens to your car that would be covered under warranty you fix it yourself on your own dime? Why… That makes no sense.

Maybe it doesn't, but unless it's a blown engine or transmission, or something else that would cost some $10K, no I wouldn't subject my vehicles to a dealer's service department. Just like I have paid for and installed recalled parts myself.

If an engine blew up, in an ideal world I'd have it shipped to me and install it myself. Unfortunately the system wouldn't let me. I've tried with a rear axle, but only almost made it. So, on the trailer the vehicle would go, to have the work done at the one dealership I would trust - which is 450 miles away.

let’s take it one step further… you drive to a store and think you locked your car. Or had a brain fart and forgot to lock it. You come out of that store and your car is gone. Assuming you pay for theft are you telling me that you would say to the insurance company “hey don’t worry about it, it was my fault and I thought I locked the car that’s why it got stolen so I’ll gladly not make the claim and pay the rest of the car note myself” I’m having a hard time understanding your thought process.

If, somehow, I forgot to lock a car at a store (not that I think it makes much difference in this day and age if it's locked or not) and it got stolen, I'd obviously get angry. Mostly at myself. Would I claim it on insurance? Most likely.

Thankfully, around here there's no reason to lock vehicles, and none of them have any loans to pay off, so it's not as bad as it could be.

Now, it'd be a different situation if someone forced me off the road. Then I'd definitely would like to get reimbursed by the other driver's insurance company. Although, after getting it back fixed it'd most likely be sold asap.

But if instead I ended up driving off the road all by myself, again, I'd primarily be angry at myself (given the opportunity, that is. The drop-offs can be plenty steep around here) and depending on which vehicle it is, I'd probably think long and hard about if I wanted to admit my stupidity to the insurance company.

Guess that's when I'm supposed to claim that an elk walked out in front of me and I had to swerve to avoid hitting it. Sounds better than saying that taking this curve marked 30 mph at 90 didn't quite work out, right?

 

[6lbSsFt]

Maybe it doesn't, but unless it's a blown engine or transmission, or something else that would cost some $10K, no I wouldn't subject my vehicles to a dealer's service department. Just like I have paid for and installed recalled parts myself.

If an engine blew up, in an ideal world I'd have it shipped to me and install it myself. Unfortunately the system wouldn't let me. I've tried with a rear axle, but only almost made it. So, on the trailer the vehicle would go, to have the work done at the one dealership I would trust - which is 450 miles away.



If, somehow, I forgot to lock a car at a store (not that I think it makes much difference in this day and age if it's locked or not) and it got stolen, I'd obviously get angry. Mostly at myself. Would I claim it on insurance? Most likely.

Thankfully, around here there's no reason to lock vehicles, and none of them have any loans to pay off, so it's not as bad as it could be.

Now, it'd be a different situation if someone forced me off the road. Then I'd definitely would like to get reimbursed by the other driver's insurance company. Although, after getting it back fixed it'd most likely be sold asap.

But if instead I ended up driving off the road all by myself, again, I'd primarily be angry at myself (given the opportunity, that is. The drop-offs can be plenty steep around here) and depending on which vehicle it is, I'd probably think long and hard about if I wanted to admit my stupidity to the insurance company.

Guess that's when I'm supposed to claim that an elk walked out in front of me and I had to swerve to avoid hitting it. Sounds better than saying that taking this curve marked 30 mph at 90 didn't quite work out, right?

Right on man, and I whole heartedly agree with you about the dealership service center. Makes sense now. All I was trying to say was a little white lie to get something covered you pay for anyway isn’t a crime but.. I totally get where you’re coming from. They will pay out on it anyway it’s covered

 

[6lbSsFt]

I could use the same logic to rob you.
[/QUOTE
🤣

 

[Mattm400]

I hate to see where this goes when he needs a brake job....

 

[6lbSsFt]

Deleted

 

[audocat]

He only admitted it was a mistake because it cracked...

Of course, lesson learned!

 

[TRCM]

sorry I upset you Jimmy. Maybe I should’ve known you owned an insurance company before I posted. Or had no idea you were the insurance police. I’ll let you know when I make a claim so you can report me🤣 at 700.00 a month with a squeaky clean record you better believe I’m making that claim all day. I’m proud to be sad.

And the reason you pay 700/mo with a squeaky clean record is people making fraudulent claims like that.......

 

[6lbSsFt]

And the reason you pay 700/mo with a squeaky clean record is people making fraudulent claims like that.......

..

 

[6lbSsFt]

..

 

[Xylander]

what's up all,

I live in a freezing city and I used hot water to melt the ice on my windshield during the early morning. My windshield cracked. I drove my car in hopes to make it to work and it just made things worse. It basically fell apart. I hope my mistake will help anyone faced with the same dilemma.

Back on topic, Does anyone know if this is covered by Mopar warranty?

Windshields are wear items, and are usually not covered under warranty. To be covered, you'd have to prove something caused the windshield to break... like a stress fracture caused by pressure during install, or a micro fracture at the corner that weakened the glass. But, pouring hot water on a cold windshield is user error.

In Florida, your insurance would cover it. We get 1 free windshield every year or two (forget the exact frequency). It's free in that you pay your windshield deductible (cheap, like $50) and they aren't allowed to raise your rate. But, if you ever need to clear ice off of a car in Florida, the world has gone to hell.

In the future, I recommend this stuff:

CRC Ice Off:

Amazon.com

 

[Slowpoke387]

Windshields are wear items, and are usually not covered under warranty. To be covered, you'd have to prove something caused the windshield to break... like a stress fracture caused by pressure during install, or a micro fracture at the corner that weakened the glass.

Actually not entirely true. Most people dont know that they will also pay to replace pitted windshields as well. They are more than happy to eliminate any possibility of a lawsuit/accident claim due to vision impairment caused by pitting glare in the sun.