We're in western WI just outside the Minneapolis / St Paul metro area. We've had West Bend for the last 3 years. Every 6 months it went up on the everything. The Charger went up every 6 months. Renewal notice came last week, this time it went up about $400 annually to $2300. F that. I'm 53, last ticket on my record was a 5-10 over in Wyoming way back in 1987. We will be moving away from them in October. New rate is $1470 annually with apples to apples coverage comparison. We have our house and 4 vehicles all bundled and it all dropped about $2100, same coverage on all of it. Our independent agent group has done a really good job for us over the last 20 years with insurance. One quick phone call and they went to work. It's always seemed to pay off for me to ask them to shop.