SRT Hellcat Forum banner
  • Hey Everyone! Vote for the Site Favourite HOTM winner for the year of 2022 HERE!
1 - 14 of 14 Posts

· Registered
Joined
·
609 Posts
So like I tend to always do - I've got my mind in a sticky situation (the joys of OCD!)

Long story short via a combination of my own stupidity and Florida drivers I managed to get into a fender bender (first accident ever, highly disappointed in many ways).

Liberty Mutual (again, my own doing from not looking deeper..live and learn) is shafting me however they can - my PPF / Ceramic is only being covered up to $500 of expense, they tried to get aftermarket parts used for replacement (I'm now fully aware how this stuff works - props to the collision shop manager to work around that) - etc. etc. (Oh and my Oracle sidemarkers i've had for 5 years now one is probably borked and they also won't cover that).

Outside of that, I feel confident the shop is going to provide my car back almost like it was, minus the PPF / ceramic and I guess with one OEM sidemarker paint matched LOL. No mechanical issues from the accident, I had to drive it a bit to get home / to the shop the next day and besides the ugliness of the messed up bumper and hood all seemed fine.

Now comes in my brain; I struggle with keeping a car with an accident reported on it (despite currently thinking I will keep my HC forever and pick up other vehicles at some point). And with the current state of the market and the prices people are getting, I am leaning towards possibly making a move to a 2021 RedEye. Which is where I could use some opinions.

I got a fantastic deal on the 2020 Widebody I have, which helps lessen the suckiness of the lack of real incentive (currently) if I were to order a RE (granted, still tossing money into the wind in the end).

So two questions I am trying to answer...

1. Am I an idiot for wanting to do anything but get my car back and make sure it's as pristine as it was prior to the shop touching it, and just enjoy it
2. If I do want to make the move to a RE - I come to 3 questions.
  1. Do I sell my car locally after I get it back in a few days? - I work from home so I can be without a car and get by (ugh)
  2. Do I hang on to the car assuming I can get an order placed that I can stomach cost wise, for the trade in savings? (possibly lose out on resale / trade value depending on how things go with the market?)
  3. In either case, what do you guys think I should be getting for a purchase / trade value? Car has 3200 miles (Hellraisin) and is like new, garage kept, was fully ceramic'd and front end PPF'd and rear flares PPF'd, etc.
I haven't done a ton of work yet in terms of seeing what offers would be out there - but I did get numbers from Vroom and Carvana at 63k and 57k respectively. That is with letting them know the accident details, etc. Figured i'd humor myself and drop by Carmax, and maybe some local dealers and see what they say.
I remember you getting the deal on your current car. You were surely on the tail end of good deals and decent selection, even though you searched a third of the country.

1. Not an idiot if there was a possibility you were thinking RE even before the wreck. But honestly, if you're going RE as a result of the wreck, you're still not an idiot. My guess is there was something in your ID just waiting to scream Redeye! Good luck shaking that thought.

2.a.b. Talk to dealers about trading in and ordering a car. See how that stacks up with outright selling the car. Factor in loss/gain from taxes based on selling/trading.

3. c. Crystal ball is broken and I don't really trust KBB, NADA guides anymore.

You already know that only you can make this decision. If money isn't an issue, and you don't need the car, then this is the market to sell your car. Have you tried @Just_See_Jake at Dan Cummins in KY?
 

· Registered
Joined
·
193 Posts
Discussion Starter · #3 · (Edited)
I remember you getting the deal on your current car. You were surely on the tail end of good deals and decent selection, even though you searched a third of the country.

1. Not an idiot if there was a possibility you were thinking RE even before the wreck. But honestly, if you're going RE as a result of the wreck, you're still not an idiot. My guess is there was something in your ID just waiting to scream Redeye! Good luck shaking that thought.

2.a.b. Talk to dealers about trading in and ordering a car. See how that stacks up with outright selling the car. Factor in loss/gain from taxes based on selling/trading.

3. c. Crystal ball is broken and I don't really trust KBB, NADA guides anymore.

You already know that only you can make this decision. If money isn't an issue, and you don't need the car, then this is the market to sell your car. Have you tried @Just_See_Jake at Dan Cummins in KY?
 

· Registered
Joined
·
1,176 Posts
If just a fender bender just keep the car and keep the pictures from the accident and any the shop may be willing to share (if they took some) during the repair process. Having an accident with a still clean title is harder to sale later but if you have the above to show it really was just a light hit most people will then be OK and not walk. It's the "unknown" part of an accident on a car you are looking at that scares most people (non-investors) off.

Unless you are racing your car I really don't understand the need to move to a RE. It's not like the current power levels can be used legally on the street anyway but I also know I'm a rare breed that would rather have a non-RE than a RE if I could stomach an auto and was looking new. I just don't see the value in the added cost of the car over what you already have unless you are just wanting something different cosmetically like a change in color, features or interior.

End of the day, tomorrow is not a given so if you can financially cover things comfortably do what makes you happy and will provide you with satisfaction. Just be honest with yourself and as long as you aren't looking at a RE to cars and coffee flex and it will make a difference in your personal satisfaction then go for it. Otherwise, take that extra money you'd spend and get something else fun or go on a trip you wont ever forget :)
 

· Registered
Joined
·
24 Posts
Another thing to consider, and correct me if I’m wrong, but it seems I’ve heard or read somewhere that a ding on a carfax losses some of it’s effects over time if you’re main concern is the loss of value.

Obviously, take this with a grain of salt and do research but maybe you’ll find something interesting there.
 

· Registered
Joined
·
193 Posts
Discussion Starter · #6 ·
Another thing to consider, and correct me if I’m wrong, but it seems I’ve heard or read somewhere that a ding on a carfax losses some of it’s effects over time if you’re main concern is the loss of value.

Obviously, take this with a grain of salt and do research but maybe you’ll find something interesting there.
It's part of the equation, I mean - I would love to move to a RE - I am just the type to like to have the latest and greatest if I can (within reason)

It's really the oddity of the market that has me even considering this, mixed with if I can get a "decent" deal from Jake or someone on an ordered car - if I can come close to "even" my mind would just be more at ease knowing I have an untarnished car..my mind works like that lol.
 

· Registered
2015 Charger SRT Hellcat
Joined
·
4,039 Posts
After researching Car Fax a LOT for mine, I came to realize that their reports are vague at best, like was said above. If someone mistypes a VIN, you're stuck for life. I would NEVER worry about an entry one bit. "I" would inspect the car myself.
 

· Registered
Joined
·
24 Posts
It's part of the equation, I mean - I would love to move to a RE - I am just the type to like to have the latest and greatest if I can (within reason)

It's really the oddity of the market that has me even considering this, mixed with if I can get a "decent" deal from Jake or someone on an ordered car - if I can come close to "even" my mind would just be more at ease knowing I have an untarnished car..my mind works like that lol.
I understand that notion, I am very much the same way. It sounds, to me, like you should price shop your trade and see if it makes sense to move forward on a RE. If it does, great who doesn’t like a new car with an angry cat on it’s fenders? If it doesn’t, you’ve lost a little time and still own an amazing car with a very perturbed cat on it’s fenders.
 

· Registered
Joined
·
193 Posts
Discussion Starter · #10 ·
I understand that notion, I am very much the same way. It sounds, to me, like you should price shop your trade and see if it makes sense to move forward on a RE. If it does, great who doesn’t like a new car with an angry cat on it’s fenders? If it doesn’t, you’ve lost a little time and still own an amazing car with a very perturbed cat on it’s fenders.
Hahah, well said sir, well said :) - thanks for the feedback.

Soon as I have the car back in a few days i'll see what good ol Florida has to offer.
 

· Registered
A Van Down by the River
Joined
·
8,095 Posts
What happens if you trade on a new vehicle and get in another accident? I ask because even being OCD, its not cost effective to trade everytime the car is in an accident. At the end of the day, you have to realize these are just cars, they're made to be driven, they will have wear and tear. Just enjoy them and don't stress about them being perfect because you can't keep them that way forever. If the car had major damage, I might understand some concern that the car won't ever drive correctly, but that doesn't seem to be the case here. I say keep it.
 

· Registered
Joined
·
193 Posts
Discussion Starter · #14 ·
What happens if you trade on a new vehicle and get in another accident? I ask because even being OCD, its not cost effective to trade everytime the car is in an accident. At the end of the day, you have to realize these are just cars, they're made to be driven, they will have wear and tear. Just enjoy them and don't stress about them being perfect because you can't keep them that way forever. If the car had major damage, I might understand some concern that the car won't ever drive correctly, but that doesn't seem to be the case here. I say keep it.
Appreciate the feedback. And I agree with you, really.

The only reason this is even a consideration is how crazy the market is right now - if it wasn't like this, this wouldn't even have been a remote thought in my head.

I got my 2020 at as rock bottom of a steal as I could find (without driving entirely across country, though from what I dealt with in the probably 75 dealers I spoke with, I was unlikely to do better any further west). I am not an impulse buyer unless I know I am getting a good deal, it's just how I am.

I can afford to just go willy nilly and buy a RE and lose money, but that isn't how my brain works lol.

So whichever way I go it'll be after careful consideration of all the different angles.

Right now i'm just trying to get an idea of what the accident may cause me in terms of getting shafted if I trade in / sell outright - that will be the deciding factor in the end.
 
1 - 14 of 14 Posts
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Top