In my case, I don't stress about the payment so much... but I don't like high payments as a matter of principle. However, when I pick this Redeye up, it's going to have a high payment until I refinance it. It's going to take me 3-4 months to get my cash hoard back to where it is supposed to be. Once that happens, I'll go in and chunk down half the car and refinance it at the credit union. I can't really do that at buying time due to the fact that I'm upside down on the C8. If It doesn't sell by then, I'll have to trade it in and take a Chrysler Capital loan... and some Preparation H. For me, the car is more important than the payment. When the car is paid off, I'd rather have a paid off 1 of 1 REWB than a Scat Pack any day