I agree with Turd to consider all angles. I have paid several possible claims on my business commercial policy to avoid premium increases. My agent once explained that 3 or 4 small claims
is worse than one off the wall big one. Small claims show a trend. Don't know that for a fact, but trusted his advice and it has worked for years. Recently coughed up about $2500 for a lighting strike and no claim filed. My annual premiums have stayed somewhat flat for several years.
is worse than one off the wall big one. Small claims show a trend. Don't know that for a fact, but trusted his advice and it has worked for years. Recently coughed up about $2500 for a lighting strike and no claim filed. My annual premiums have stayed somewhat flat for several years.
